Ramp
AI-powered corporate finance platform
Ramp is an AI-powered spend management platform that combines corporate cards, expense management, accounts payable, and vendor management into a single free-to-start solution. The platform uses machine learning to automatically categorize expenses, detect policy violations, and surface savings opportunities across all company spending.
Key Capabilities
Ramp Intelligence provides AI-driven expense categorization, receipt matching, and anomaly detection that runs 24/7. Employees can submit expenses via SMS, Slack, or Teams, with Ramp automatically matching receipts and enforcing policy before spend happens. The platform offers both physical and virtual corporate cards with custom spending limits, natural language queries for spend analysis, and real-time tracking across all spending categories.
Who Should Use Ramp
Ramp is designed for businesses of all sizes, from startups looking for free corporate cards to enterprises needing advanced spend management. Finance teams, CFOs, and operations managers seeking to reduce unnecessary spending and automate expense workflows will benefit most.
Getting Started
Sign up for Ramp's free plan to get corporate cards, travel and expense management, accounts payable, and vendor management at no cost. A 30-day free trial of Ramp Plus is available for testing advanced features before committing.
Pricing & Accessibility: Ramp offers a free core platform including corporate cards and basic expense management. Ramp Plus starts at $15/user/month for advanced features like multi-entity support and ERP integrations.
Why Consider Ramp: Ramp's free core offering with AI-powered spend intelligence means you can start saving money immediately without any upfront cost, making it one of the most accessible corporate spend management solutions available.
Pros
- Generous free tier with corporate cards and expense management included
- AI-powered automatic expense categorization and policy enforcement
- Real-time spend tracking and savings recommendations
- Seamless integration with Slack, Teams, and SMS for expense submission
- 30-day free trial of premium features
Cons
- Advanced features like multi-entity support require paid plan
- Primarily US-focused for corporate card issuance
- May lack some features needed by very large enterprises
Who is this for?
Corporate expense management, automated receipt matching, spend policy enforcement, vendor management and negotiation, accounts payable automation, corporate card program management
Frequently Asked Questions about Ramp
Is Ramp really free?
Yes, Ramp's core platform is free and includes corporate cards, travel and expense management, accounts payable, accounting integrations, and vendor management. Advanced features like multi-entity support are available on Ramp Plus at $15/user/month.
How does Ramp's AI save money?
Ramp's AI monitors spending 24/7 to catch out-of-policy transactions, identify duplicate subscriptions, surface negotiation opportunities with vendors, and flag areas of overspending. It automatically categorizes expenses and enforces policies before spend occurs.
What integrations does Ramp support?
Ramp integrates with major accounting platforms, ERP systems, Slack, Microsoft Teams, and various other business tools for seamless expense management across your existing tech stack.
Pricing
freemium
Free (Plus at $15/user/mo)
Free tier: Core features included free; advanced features like multi-entity support require Plus plan
Details
APIYes
Open SourceNo
Mobile AppiOS & Android
CollaborationYes
LanguagesEnglish
Learning CurveLow
Integrations
QuickBooksNetSuiteSage IntacctXeroSlack+1 more
